Experian’s acquisition of KYC360 is a strategic move to combine strengths, expand capabilities and unlock new opportunities for innovation and growth in financial crime compliance. It pairs KYC360’s industry-leading Screening, Onboarding and Customer Lifecycle Management (CLM) solutions with Experian’s global data, analytics, identity and fraud prevention expertise. The platform will therefore be uniquely positioned to provide a single, integrated view of risk across financial crime, credit, identity, and fraud.
Stronger Together
The acquisition is also a clear recognition of the work delivered by KYC360 to date. Experian sees KYC360 as a strong strategic fit within its portfolio. Together, we are positioned to accelerate innovation and deliver greater value to customers, helping you stay ahead of evolving threats while enabling you to do better business, faster and with greater confidence.
About Experian
Experian is a global data and technology company that powers opportunities for people and organisations around the world. They redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions and provide deep insights across multiple sectors. They also help millions of individuals achieve their financial goals. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), Experian operates in 32 countries with more than 25,000 employees. The organisation has successfully evolved through multiple technological shifts, from the rise of personal computers to the internet, mobile and now artificial intelligence.
What Will Not Change
The goal of this transition is to empower customers to manage risk effectively and meet emerging demands with confidence. Your day-to-day operations will remain uninterrupted.
- Your service continues as usual
KYC360 continues to operate as it does today. There is no change to functionality, performance or availability. - Your existing contracts remain valid
There is no immediate change to your agreements or commercial terms. - Our leadership and expertise remain in place
Stephen Platt (CEO & Founder at KYC360), Tom Devlin (CCO & Co-Founder at KYC360), Neal King (Head of Technology & Co-Founder at KYC360) and the wider leadership team remain in their roles and are guiding the integration. The same subject-matter expertise that drives KYC360’s ambitious roadmap continues unchanged, supported by Experian’s global scale.
What You Will Gain
An Integrated Set of Solutions to Effectively Manage Customer Risk
KYC360 has recognised expertise in regulatory technology, helping organisations achieve compliance while also improving commercial performance. Our industry-leading customer onboarding, screening and ongoing monitoring capabilities will be combined with Experian’s data, analytics and platform strengths. This creates a more complete, integrated set of solutions across the entire customer lifecycle. It supports a single, lifecycle view of risk that reflects how regulators and financial crime risks have evolved, where ongoing monitoring and a risk-based approach are now foundational expectations.
Access to the Wider Experian Ecosystem, Without Added Complexity
Experian is integrating KYC360 into its Ascend platform over the next year. This integration will not add any complexity to how you access or use KYC360. Ascend is a cloud-based modular platform that brings data, analytics, AI-powered insights and decisioning tools together. The purpose of this integration is to simplify access. For existing Experian customers, this means you will be able to access KYC360 using the same login credentials you already use today. One secure login provides access to multiple interoperable services, similar in principle to how one Microsoft account connects Word, Excel and PowerPoint.
This integration also creates a clear pathway to Experian’s broader identity, fraud and credit-risk services. These remain optional and chargeable but will be efficiently integrated into the KYC360 platform. With Experian’s scale and supplier efficiencies, we expect to offer even greater value over time while continuing to invest in making KYC360 a world-class platform with a comprehensive view of risk.
A Platform Backed by Significant Future InvestmentExperian has a proven record of adapting successfully through major technology cycles. The acquisition of KYC360 follows this pattern of investing in platforms that deliver critical value to customers.
For KYC360 customers, that means:
- Ongoing investment in usability and user interface improvements
- A clearer long-term roadmap, backed by a global data and technology business
The acquisition will ensure KYC360 continues to support customers in staying ahead of regulatory expectations and financial crime threats and enabling them to outperform commercially.
Why this Matters for Compliance Teams
Compliance teams face increasing demands and scrutiny in an evolving regulatory landscape. Teams are under pressure to reduce manual work while maintaining robust risk oversight. The Experian–KYC360 integration addresses these pressures directly.
Vendor Consolidation
Many financial institutions manage multiple tools and vendors. Consolidating capabilities within a trusted provider helps reduce governance overhead, vendor risk and operational friction. The combined capabilities of KYC360 and Experian bring together multiple functionalities in one platform.
Integrated Risk Platform
The boundaries between fraud, identity, credit and financial crime risk are converging. By integrating comprehensive data sets, analytics and lifecycle workflows within one environment, compliance teams can shift from siloed processes to an integrated, enterprise-level view of risk.
With KYC360 seamlessly integrated into Experian, customers will benefit from optimised compliance, faster onboarding and reduced operational costs.
A Managed Integration, With Clear Communication
The integration of KYC360 into the Ascend platform is planned over the next year.Throughout this process:
- You have access to the same leadership and subject matter expertise
- Your current service continues as usual
- You will receive clear, advance communication
- The same level of support is available to you
You gain: - Experian’s global data and analytics capabilities
- Access to integrated fraud, identity and credit risk services
- Increased investment and long-term stability
- Improved operational efficiency and reduced vendor complexity
Our commitment remains unchanged. We are focused on helping you manage financial crime risk effectively, meet evolving regulatory expectations, and turn compliance into a competitive advantage.
The KYC360 platform is an end-to-end solution offering slicker business processes with a streamlined, automated approach to Know Your Customer (KYC) compliance. This enables our customers to outperform commercially through operational efficiency gains whilst delivering improved customer experience and KYC data quality.
